Reasons Why You Need to Hold 1,000 to 10,000 XRP

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Why You Need to Hold 1,000 to 10,000 XRP
Why You Need to Hold 1,000 to 10,000 XRP
February 23, 2025


XRP

XRP remains one of the most discussed digital assets in the crypto market, with speculation on its future price potential increasing by the day.
Investors who accumulate between 1,000 and 10,000 XRP today could be positioned for significant gains if a major catalyst materializes.
Two key arguments could drive XRP prices to unprecedented heights. The first is its potential inclusion in the United States’ digital asset reserves, while the other is the approval of an XRP exchange-traded fund (ETF).
Both scenarios involve large-scale institutional adoption, which could trigger exponential price increases.
XRP as a US Reserve Asset – A Debt Solution?
One of the most ambitious speculations about XRP is its potential adoption into the United States digital asset reserves.
Ripple has been actively engaging with policymakers. In particular, CEO Brad Garlinghouse has discussed blockchain’s role in the financial system with U.S. leaders, including President Donald Trump.
If the U.S. government were to utilize Ripple’s 37.7 billion locked up XRP as a national financial strategy, some believe it could help offset the national debt, which currently stands at $36 trillion.
However, at XRP’s current price of $2.58, Ripple’s locked holdings are worth only $97.26 billion. This is far from having a real impact on the national debt.
For XRP to eliminate U.S. Treasuries alone, its price would need to rise significantly.
Specifically, in order to match the $36 trillion debt figure, the price of XRP would have to surge to $955 per token. This would mark an astonishing increase of 369,111 TP3T compared to today's levels.
While such an outcome is highly speculative, it highlights the valuation that could be achieved if XRP became a core financial asset of the U.S. government.
XRP ETF Approved – How High Can It Go?
Even if XRP fails to become a reserve asset, another major catalyst could drive its price: the approval of an XRP ETF. The approval of an ETF for Bitcoin in 2024 has triggered massive inflows, with more than $35 billion pouring into the market.
If the XRP ETF captured just 50% of the Bitcoin ETF’s inflows, that would translate into a $17 billion capital infusion. Applying a conservative 1:10 inflow-to-market cap multiplier, XRP’s total valuation would increase by $170 billion.
XRP’s current market capitalization is $150 billion, which would give it a total valuation of around $235 billion. With a circulating supply of 57.7 billion tokens, this new valuation would raise the price of XRP to $5.54 per token, an increase of 1,15% from today’s $2.58.
Why Holding 1,000 to 10,000 XRP Could Be Life-Changing
For investors accumulating XRP now, these price scenarios represent significant upside potential. Here’s how different holdings would translate if XRP hit those targets:

XRP price chart
Even in a more conservative ETF-based scenario, 1,000 XRP invested today ($2,580) could turn into $5,540. If XRP reaches $955 as a reserve asset, holding 10,000 XRP would be worth a staggering $9.55 million.
While these predictions are exciting, they remain speculative in nature and there is no guarantee that any of the predicted schematics will come to fruition.

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